Florida Home Insurance
Independent agency proudly serving the home insurance needs of Cocoa Beach, Merritt Island, Satellite Beach, and all of Brevard County, Florida
Most likely, your home is your most valuable asset, which is why having the right home insurance policy is so important. If your home were damaged or destroyed by a covered event, would your policy provide enough coverage to get you back on track?
As an independent agency, Space Coast Insurance Advisors, Inc. of Cocoa Beach, Florida can help you find a home insurance policy that will meet all your needs for a price you can afford. Whether you live in a home, an apartment, or a condominium, we can help you find the right policy for you. Request a free quote or call us at 321-784-2300.
About Homeowners Insurance in Florida
Insuring your home is the best way in Florida to protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered event. Also, in the event someone is injured while on your property, your home insurance policy will provide protection if that person wins a legal judgment against you.
Despite how similar they may seem, homeowners insurance policies differ by several factors, including:
- The coverages you choose. Oftentimes homeowners insurance options are priced individually, so how much you’ll pay for your policy depends on what coverages you buy.
- The amount you want to cover. Higher deductibles usually lower your premium price by shifting part of the loss payment to you. For example, if you had a $500 deductible, you would be responsible for paying the first $500 of the covered loss.
- Where you set your limits. You may choose to set higher limits than the recommended amount if appropriate to your situation and needs.
Choosing the appropriate policy is up to you, but that doesn’t mean you have to make to decision alone. Space Coast Insurance Advisors, Inc. is here in Cocoa Beach, Florida to help you find the right insurance for your home.
Whether you’re a home or condo owner, a renter, or even a landlord, we’ll work with you to find an insurance policy that fits your needs. We specialize in making it easy to choose the insurance coverage that gives you the best value for the best price.
What Does Home Insurance Cover in Florida?
While every home insurance policy is unique, most provide the following coverages:
Property or Dwelling–coverage to repair or rebuild your home in the event it is damaged or destroyed by a covered event.
Personal Liability–protects you financially if someone is injured or their property is damaged and you are to blame.
Medical Coverage–pays medical expenses for guests if they are injured on your property.
Contents Coverage–protection for your personal belongings like furniture, clothes, electronics and other items.
Loss of Use Coverage–temporary coverage for living expenses if your home becomes uninhabitable due to a covered peril.
Every home is unique and requires equally unique coverage- request a free home insurance quote or call 321-784-2300 to find out how to get the best price and value on homeowners insurance in Florida.